为今天意想不到的事情做计划可以避免你明天的烦恼. 汽车 insurance3 能在发生碰撞时保护您的车辆和其他人吗. When you have the appropriate coverage, you may limit your losses in the event of theft, 冰雹, 火, or a natural disaster.
Whether you have a car, truck, motorcycle, or RV, 这总是一个做保险检查的好时机，以确保你得到最好的保险范围和利率. 另外，作为Patelco信用合作社的会员，你可以节省高达652美元的汽车保险! 您也可能有资格获得捆绑折扣和免索赔折扣!
连续多年无索赔驾驶可获得奖励
Save just by being a credit union member
Even on holidays
888.380.9287
Save big when you combine policies3 for multiple vehicles
Coverage depends on many variables. Please call 888.380.9287 to get a customized quote.
碰撞保险可以在发生事故或与另一辆汽车或车辆发生碰撞时对您的车辆造成损害. 此保险可能包括维修或更换您的保险车辆. 综合保险支付损坏你的保险车辆造成的事件，如盗窃, 冰雹, or natural disaster.
Costs depend on many variables. Please call 888.380.9287 to get a customized quote.
免赔额是你在发生保险损失时自付的金额.
Patelco offers insurance solutions5 在人生的每个阶段，无论你或你的家人在哪里，我们都会为你提供服务. 了解更多关于如何保护自己和你爱的人的信息.
帕特尔科通过我们的帕特尔科保护计划帮助您为意外做好准备. We know that life can come at you in the most unexpected ways; that’s why we offer protection plans to help you be financially prepared for anything that comes along. Are you ready for the expected?
What if there’s an injury and you’re unable to work? Will your current coverage be enough? Or in the event of your unexpected death, 你的家庭能负担得起日常开支和债务吗?
这是可能的计划与我们的贷款和支付保护计划，取消您的贷款支付或余额, up to the contract maximums, if you suffer a covered unemployment, disability or pass away.
But what if other unexpected expenses come along? Can you cover the gap?
For example, getting a new vehicle is exciting, 但一旦你把它开出停车场，它就开始贬值了. 如果车子坏了或者被偷了，你欠下的钱可能比你的保险还多, and that gap could be thousands of dollars.
For a one-time cost of $595, Guaranteed Asset Protection, or GAP +, 能帮你缩小差距，让你回到属于你的地方——开车吗. It can be financed as part of your loan. 在5年的贷款过程中，平均每月超过8美元, 给你保护，可以帮助你提供内心的平静.
但是，当那些巨额的维修账单来临时，会发生什么呢?
机械故障保险(MBI)可以大大减少维修费用. 只要选择一个计划和免赔额，以帮助减少你的自费维修费用，并获得额外的福利，如路边援助, rental and travel expense reimbursement, and more. 所以当生活给你一个意想不到的曲线时，你可以被覆盖.
Ask a team member for a quote or learn more at Patelco.org/insurance.
What kind of insurance do I need? Get guidance on how much car insurance, 如果你需要人寿保险和多少以及如何评估健康保险的费用.
Looking to buy a car? 学习如何充分利用你的大采购与如何准备的提示, research, save money, and stay on budget when buying a car.
Find out how to save on car insurance. 发现尝试和真实的方法来减少保费和发现折扣. You may also be able to save now!
1 新客户在2021年转投利宝互助银行，并参加了一项全国性的调查. Savings may vary. Comparison does not apply in MA.
2 在州法律法规允许的地方可以享受折扣和优惠，各州可能有所不同. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
3 Program made available by TruStage Insurance Agency, LLC and underwritten by Liberty Mutual Insurance. AUT-5367309.1-1222-0224
4 非存款投资产品和服务是通过CUSO Financial services, L.P. (“CFS”)，一家注册经纪交易商(FINRA/SIPC成员)和SEC注册投资顾问. 通过CFS提供的产品不是NCUA/NCUSIF或其他联邦保险, 难道不是信用合作社的担保或义务吗, 并可能涉及投资风险，包括可能损失本金. 投资代表须透过中心注册. Patelco信用合作社已与CFS签订合同，为信用合作社成员提供非存款投资产品和服务.
5 保险产品不是Patelco信用合作社的存款，也不受NCUA的保险. 它们不受Patelco Credit Union的担保，可能存在风险. 帕特尔科信用社作为延长信用条件所要求的任何保险不需要从帕特尔科保险服务公司购买，可以从会员选择的代理或保险公司购买. Patelco Insurance Services是Patelco Credit Union的子公司. 保险产品由Patelco Insurance Services提供, a California insurance agency (License #0C97544). 任何投诉都可以提交给加州保险部门，地址是 insurance.ca.政府.
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